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FICO depression

September 22nd, 2005 at 06:49 am

The University that I work for offered a free seminar on managing budgets and credit. It was quite depressing to imagine how low my FICO score probably is at this moment. Although I am excellent at paying bills on time I recently shopped for auto loans for my new car. i didnt realize how much of a hard hit having the various companies looking at my credit would cost my credit score. I think it was 4 or 5. well, i guess i better take the plunge and find out the truth!

Posted in Uncategorized | 2 Comments »

2 Responses to “FICO depression”

  1. Anonymous Says:
    September 22nd, 2005 at 07:36 am

    It may not be as bad as you think. If I understand it correctly (no guarantee Smile) if all of the queries are made within a certain time period (2 weeks?) it counts as one "hit" on your credit.

  2. Anonymous Says:
    September 22nd, 2005 at 11:02 pm

    You mean FICO, right? FICA is social security Smile.
    If you want an estimate, check out Bankrate's at http://www.bankrate.com/brm/fico/calc.asp

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